Another day in paradise

I have another fight with my insurance company today about Taylor's "unapproved diagnosis". I've pretty much determined that our coverage is minimally useful at best. It covers the basic well-child check ups...... and I think that is about it. I paid more for medical care last year, than I made for the year last year. Same with 2008. I'm not impressed by any means. After my informative-and-not-helpful-at-all conversation with the insurance company, I called the billing lady at Taylor's PT's office to talk to her about what was going on and to see where we stood and what to do. She basically confirmed my feelings about my insurance company not knowing ANYTHING and not covering anything and basically being being junk in general, and then calmed me back down by informing me that this would in no way harm Taylor: she will still continue to get her OT/PT and if the insurance co doesn't pay, then that's that. The PT group will basically eat the loss. If it weren't for this group and Shriners Hospital, I don't even know, nor do I want to think about, were Taylor would be right now. I, and Taylor, are so fortunate these 2 companies exist and are willing and able to help her. I am eternally grateful.